With a struggling economy everyone is asking how to save money on big expenses. Braces are certainly considered a big expense so many families are asking how to save money on braces. If you have more than one family member that is in need of braces the expense becomes even more overwhelming. Nor more than ever adults are choosing to get braces. Regardless if there is one family member or many, reading some of the money saving suggestions may help make it less stressful to the wallet.
Many families have had the same dentist for several years and because of that we feel we must remain loyal to that dentist or orthodontist. However, when making such a large purchase, shopping around is always a good idea. Braces, especially if more than one family member is in need of them, can be more costly than a new household appliance or occasionally more than a used car. You wouldn’t purchase either of those items without doing your homework would you?
Begin by talking to the family dentist you have been seeing. Ask then to provide you with a breakdown of costs, including the routine visits, any unforeseen repairs, and general maintenance. Once you have gotten the cost analysis from your current dentist, ask for a copy of your x-rays. Once you have the x-rays you can call around and ask for a consultation. Be sure and ask if there is a fee for the consultation, often times that is no-charge especially if you have your x-rays in hand.
Do your homework! Take the time to ask the questions and that will help you make your decision on which provider is best suited to perform the work. Speak to your insurance representative first and ask them if you have to use a certain provider for the work. Will they pay the provider or must you provide payment first and then seek reimbursement. These answers will help you in determining on which calls to make and which questions to ask the provider themselves.
Price matching in service industries is found more often now that we have embarked on touch economic times. Providers are more willing to work harder to get your business. When you are at the consultation, ask the provider if they will take payments or do they want the money up front. Ask up front if they will match another providers lower price. Don’t ignore the possibility of bartering. Now more than ever we are finding providers willing to barter for services they may need in exchange for payment for their services. You of course want of offer services that are legal.
We are currently seeing more and more families without insurance and in need of these types of dental and orthodontic services. Many people think they must simply go without because of the financial situation they are in. However, being creative in your budgeting can help tremendously. Think outside the box when thinking of how to save money on braces.
Discounts are out there to be had, you just need to ask. Will the provider provide discounts for payment in full. How about family discounts? Will the provider give any type of savings or cash incentive for referrals? All of these are valid questions to ask that may potentially save you hundreds or thousands of dollars in the end.
Currently there are dental discount plans available. Be sure when shopping for an orthodontist, ask if they will accept these types of discount plans. If there aren’t any providers willing to accept them, it is not worth the investment in the plan. However, if they do accept a discount plan, shop around for the best plan available in your area. The investment of time you make in doing your homework, will no doubt be rewarded with savings in the end.
Take the time to think creatively. Thinking outside the box, being creative in regards to budgeting for these expenses will undoubtedly save you some money in the end. It doesn’t hurt to ask the questions, however, in the long run it will hurt if you don’t. Your wallet may be severely impacted for not speaking up and asking for help in saving money on braces.
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