The worst thing I ever did was to get a joint bank account with my wife, it is the cause of most arguments in my house, especially as neither of us are great with money and neither knows what the other is spending. It’s surprising that we don’t really have huge debts, and I think if either of us got a credit card that would truly be a cause for concern.
For example, the other week I decided to treat myself to a set of golf clubs, which in hindsight it may have been a good idea to inform the wife, unfortunately that very same day she went and bought some Kids Bikes for our children, which was apparently “one of those spur of the moment decisions”.
The thing that drives me mad is that if I fancy going to the pub for just a couple of drinks with a few mates she throws the biggest hissy fits possible, saying that we really can’t afford it, yet it is ok for her to go and blow a couple of hundred pounds on gear from Ann Summers. If I complain about this then she hits me with the “perhaps if you weren’t so rubbish in bed…” reply.
We have tried everything to curb the arguments, we’ve visited a marriage counsellor plus a financial advisor. The monetary advisor was possibly one of the worst in the business. He suggested that each and every time we believed about spending any money that we ought to take into consideration the poor youngsters in Africa and regardless of whether what we had been obtaining could be completely needed. Which means that the poor kids in Africa would need food, so the weekly food shop was fine but purchasing a games console wouldn’t be needed that desperately. My wife loved this concept, and immediately yelled “Yeah, the poor African children don’t require golf clubs or beer”, to which I replied “Nor do they want children bikes or sex toys!”.
Ultimately I did determine to be much more cautious with dollars. I started saving and every time I reached a selected point like 1000 for example I’d put it inside a black bag and bury it within the garden where she wouldn’t find it. So far it is going fairly well. I’m not saving for any reason in particular but I am considering that when I get up to one thing superior like 20,000 buried within the garden I may well dig the dollars up and bury the wife there as an alternative and basically start off to delight in my life once more.
Rutland Cycling are the kids bikes champions. If you don’t want to have your partner nagging shop here as they sell them really cheep and you can say you saved money!