One of the largest financial concerns facing people today is the rising cost of dental care. In the past, most of us settled for whatever company selective plan came with the benefit package we received from work. There was not much of a choice and very few of us understood the plans limitations until we were at the dentists office. Today, due to the economy and the rising cost of medical and dental care, many employers are forced to drop even these benefits. However, there are other options we can consider which can provide us with a better smile for our premium. One of these options is cosmetic dental insurance.