Even though lap band surgery is becoming extremely popular all around the world as a beneficial way to eliminate excess weight, there are still a plethora of people that are hesitant about having this procedure performed. One reason why individuals are choosing to not have the procedure performed is because they fear that their insurance will not pay for the weight loss procedure to be carried out.
In order to ensure that your insurance company will cover the associated costs for this procedure, there are some things that you need to do. First of all, you need to review over your policy, and ensure that the insurer will cover weight loss surgeries. Some insurers will cover these surgeries, while others will not.
Also, you need to ensure that you have all of the paperwork that the insurance company will ask for in order as well. Some insurers demand that you give them a letter of medical necessity, stating the reasons behind why you believe that the surgery needs to be performed in order to assist you with your weight loss dilemma.
You must state how your attempts to lose weight have all ended in despair. A lot of insurers will analyze your case in order to determine if it can be covered through your policy. Some things that insurance companies will critique are your weight, your health, as well as the number of years that you have been overweight.
Insurance companies want to ensure that lab band surgery procedure is something you need, then just something that you want. You should be over 100 pounds from your ideal weight, and you should also be experiencing medical problems that put your health at risk.
It is imperative that you let your insurance company know that you have tried for years to lose weight and have not had any success with all of your attempts to do so. Some companies will ask you for your BMI. If your BMI is greater than 40, then you are the perfect candidate for this type of surgery. Lap band surgery can do wonders for you; however you need to declare how much you need it to your insurance company in order to not have to pay for it out of pocket.
Offering information about Gastric Bypass. Add Url